Services

Health Insurance Products
• Fully-Insured Health Benefit Plans
• COBRA Administration
• Partially Self-Funded Health Benefit Plans
• Exec-U-Care
• Part-Time Employee Health Benefits
• Dental and Vision Benefits
• Consumer Directed Healthcare Plans
• Pharmacy Plans 
• Flexible Spending Account (FSA) 
• Health Reimbursement Arrangement (HRA) 
• Health Savings Account (HSA) 
  
Life Insurance Products
• Employee Life Insurance Plans
• AD&D Plans
• Short/Long Term Disability
• Dependent Life 
  
Workers' Compensation Programs

Our workers' compensation claims administration programs are tailored to meet the needs of new state fund employers, penelty rated state fund employers, group rating employers, retro employers, and self insured employers noting our self insured program accommondates the individual needs of the client.

Additionally, our Group Rating Programs have resulted in substantial savings to our clients ranging from 40% to 95% of the annual premiums paid to the Ohio Bureau of Workers' Compensation.  Our group rating client base has doubled over the last two years.

• Group Rating
• Self Insured Employers
• $15,000 Deductible Medical Plans
• Individually Rated Employers
• Premium Discount Programs
• Unemployment Compensation
• Retrospective Rating
• Safety Programs and Management

Other Products

 We can also complete your benefit package by adding products and services such as:

• Wellness Programs
• Human Resource Consulting
• Unemployment Compensation Management
• Benefits Consulting Service
• Retirement
• Business, Home, and Auto Insurance
• 401K and 403B
• Financial Consulting
• Voluntary Employee Benefits